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CA Department of Insurance

Bulletin 99-5 Table 1

STATE OF CALIFORNIA
DEPARTMENT OF INSURANCE
 
Ronald Reagan Building
300 South Spring Street, 14th Floor
Los Angeles, California 94105
September 1, 1999

 

TABLE 1

STATUTORY CALENDAR YEAR INTEREST RATES

BASED ON NAIC STANDARD VALUATION AND NONFORFEITURE LAWS

A. Life Insurance
Guarantee Duration (Years)

Calendar

Valuation

Nonforfeiture

Year

Interest Rate

Interest Rate

(100%)

(125%)

10 or less

82

6.75

8.50

83-86

7.25

9.00

87

6.50

8.25

88-93

6.00

7.50

94

5.50

7.00

95-98

5.50

7.00

99-2000

5.00

6.25

More than 10,

82

6.25

7.75

not more than 20

83-86

6.75

8.50

87-93

6.00

7.50

94

5.25

6.50

95-98

5.25

6.50

99-2000

4.75

6.00

More than 20

82

5.50

7.00

83-86

6.00

7.50

87-92

5.50

7.00

93-94

5.00

6.25

95-2000

4.50

5.75

B. Single premium immediate annuities, and annuity benefits involving life contingencies arising from other
annuities with cash settlement options and from guaranteed interest contracts with cash settlement options.

Calendar

Valuation

Calendar

Valuation

Year

Interest Rate

Year

Interest Rate

81

11.50

90-91

8.25

82

13.25

92

7.75

83-84

11.25

93

7.00

85

11.00

94

6.50

86

9.25

95

7.25

87

8.00

96-97

6.75

88-89

8.75

98-99

6.25

C. Other Annuities and Guaranteed Interest Contracts
Contracts Valued on an Issue Year Basis
With Cash Settlement Options With Future Interest Guarantee
Guarantee

Valuation Interest Rate

Valuation Interest Rate

Duration

Calendar

for Plan Type

Calendar

for Plan Type

(Years)

Year

A

B

C

Year

A

B

C

5 or less

81

11.50

9.50

8.25

89

8.75

7.25

6.50

82

13.25

10.50

9.25

90-91

8.25

7.00

6.25

83

11.25

9.25

8.25

92

7.75

6.50

6.00

84

11.25

9.25

8.00

93

7.00

6.00

5.50

85

11.00

9.00

8.00

94

6.50

5.75

5.25

86

9.25

7.75

6.75

95

7.25

6.25

5.75

87

8.00

6.75

6.25

96-97

6.75

5.75

5.25

88

8.75

7.50

6.75

98-99

6.25

5.50

5.00

more than 5 but
not more than 10

81

11.00

9.50

8.25

89

8.25

7.25

6.50

82

12.50

10.50

9.25

90-91

8.00

7.00

6.25

83

10.75

9.25

8.25

92

7.50

6.50

6.00

84

10.75

9.25

8.00

93

6.75

6.00

5.50

85

10.50

9.00

8.00

94

6.50

5.75

5.25

86

8.75

7.75

6.75

95

7.00

6.25

5.75

87

7.75

6.75

6.25

96-97

6.50

5.75

5.25

88

8.50

7.50

6.75

98-99

6.00

5.50

5.00

more than 10 but
not more than 20

81

7.75

6.75

6.25

90-91

7.00

6.25

5.75

82

8.50

7.25

6.75

92

6.75

6.00

5.75

83-84

8.25

7.00

6.75

93

6.25

5.50

5.25

85

8.25

7.00

6.50

94

6.00

5.25

5.00

86

7.50

6.50

6.00

95

6.25

5.50

5.25

87

7.00

6.00

5.75

96

6.00

5.25

5.00

88-89

7.25

6.25

6.00

97

6.00

5.25

5.25

98

5.75

5.00

4.75

99

5.50

5.00

4.75

more than 20

81

6.25

5.50

5.50

92

5.75

5.00

5.00

82

6.75

6.00

6.00

93

5.25

4.75

4.75

83-84

6.75

5.75

5.75

94

5.00

4.50

4.50

85

6.50

5.75

5.75

95

5.25

4.75

4.75

86

6.00

5.50

5.50

96

5.00

4.50

4.50

87

5.75

5.25

5.25

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