Online Application for an Insurance License
The California Department of Insurance (CDI) requires California resident applicants to first pass the qualifying license examination prior to submitting their license application.
This affects California residents applying for any license in which an examination is required (i.e., life, accident and health, property, casualty, personal lines, limited lines automobile, and life limited to funeral and burial expenses). CDI's online application service Fast Licensing Application Service is Here (FLASH) requires applicants to enter a unique 12-digit identification number which is located on the upper left corner of the passed examination letter. FLASH only allows the application to be submitted if the applicant enters the correct identification number and has passed the examination, not just scheduled the examination. Consequently, for an application to be accepted, the applicant's identification number entered must be identical to the identification number that is stated on the passed examination letter.
The identification number consists of the applicant's last four digits of his or her social security number (e.g., 7777), followed by the two-digit birth month (e.g., 01), followed by the two-digit birth day (e.g., 02), and finally, the four-digit birth year (e.g., 1963). In this example, the 12-digit identification number would be 777701021963. The online application service will only allow the application to be submitted if the identification number is correct and you passed your license examination.
The Fast Licensing Application Service is Here (FLASH) allows both resident license applicants*, after they pass the license examination if it is required, and nonresident license applicants* to apply for a Property Broker-Agent, Casualty Broker-Agent, Life-Only Agent, Accident and Health Agent, Personal Lines Broker-Agent, Limited Lines Automobile Insurance Agent, Surplus Lines Broker, Special Lines' Surplus Line Broker, Motor Club Agent, and a Title Marketing Representative Certificate online. This service requires the applicant to pay their licensing fees with a credit card (American Express, VISA or MasterCard) or debit card (with the VISA or MasterCard logo).
Please follow the steps noted below to complete an application online and schedule your license examination.
- Resident Applicant: If there are required documents listed in the Checklist, the Checklist, passed examination letter and required documents and any additional required documents must be mailed to the California Department of Insurance, Attn: FLASH LOA, 320 Capitol Mall, Sacramento, CA 95814.
- Nonresident Applicant: If the Checklist indicated there are required documents needed, the Checklist and the documents are to be mailed to the CDI at the address noted above.
Frequently Asked Questions
The Fast Licensing Application Service is Here (FLASH) service allows all resident and non-resident license applicants to log-on to the CDI's Web site to apply for a license online. The FLASH service will provide the license applicant with a confirmation and date that the CDI received the license application and associated fees.
*All resident and some nonresident applicants who file for an insurance license will be required to obtain fingerprint impressions.
If you have examination scheduling questions please call PSI at (877) 392-6422 to speak with a Consumer Service Representative Monday through Friday between 4:30 a.m. and 7:00 p.m. and Saturday, between 8:00 a.m. and 2:00 p.m., Pacific Time.