The checklist form below is created to assist you in comparing health plans. On this form, we included the suggested items that we think consumers should consider when shopping for a health plan.
The form and the completed sample forms are created in Adobe Acrobat format.
Health Plan Comparison (PDF) - an example of a plan coverage between multiple companies.
In vs. Out of Network Comparison (PDF)- an example of a costs comparison between In-Network and Out-of-Network provider.
Use this checklist when comparing plans. Are things that are important to you covered? If covered, what are the limitations on the coverage? How much is paid for by the insurance and how much do I have to pay out-of-pocket? Refer to the "filled-in checklist" (PDF) as a guide when completing your checklist form.
Interactive Checklist Form is also available in pdf format.
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| Office visits |
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| Physical exams |
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| Diagnostics (lab, medical procedures) |
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| Emergency room visits |
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| Cardiac/advanced procedures |
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| Hospitalization |
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| Preventive care |
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| Pre-existing conditions |
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| Well-child exams |
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| Immunization |
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| Maternity care |
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| Drug benefits |
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| Mental health coverage |
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| Network discount applies to deductible? |
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| Maximum out-of-pocket limits? |
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| Limitations on reimbursement for certain procedures? |
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| Premium |
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| Office visit co-pay |
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| Prescription drug co-pay (generic, name brand) |
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| Emergency room co-pay |
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| Coinsurance (you pay) |
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| Deductible |
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